North Bay Merchant Services - Lake, Sonoma & Mendocino Counties


Business Loans & Cash Advance

 Even the most successful businesses need access to money sooner or later. Whether it’s to grow and expand or to manage trailing A/R, you know when you need it. Well now that challenge is over! We can get most businesses pre-qualified for either a traditional loan or business cash advance with a simple one page application. It doesn’t matter how long you’ve been in business or even if your credit has been an obstacle in the past, we most likely have a solution for you.

  • Terms from 5 to 24 months
  • No upfront fees
  • Get funded in as quickly as a week
  • New business programs available

If you have a healthy business and could use working capital financing, contact us today and see how simple our process is. 


PayProGrow is a consumer financing playform that provides retail customers a variety of financing options. This helps small business owners expand their customer base and increase sales.

PayProGrow is addressing the needs of business & their consumers by planting the seeds for a growing & financially secure future. We have multiple financing and payment options you can offer to your clients.
Revolving credit programs as well as Sub-Prime options.

  • Recourse to Business Owner
  • Easy Online Single-page Application
  • Fast Approval Times
  • 2nd Chance Financing Options, as Low as a 540 credit score


Now you can offer financing to your customers with absolutely no cost or obligation to your business. 0% financing for up to 21 months. Unsecured loans as low as 3.99%”